Call report 2004Q4
MOUNTAIN VALLEY BANK — 2004Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,129,000 | USD | evidence → |
| Total loans | 25,978,000 | USD | evidence → |
| Allowance for loan losses | 141,000 | USD | evidence → |
| Securities available for sale | 1,287,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,694,000 | USD | evidence → |
| Interest-bearing deposits | 16,443,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,251,000 | USD | evidence → |
| Equity capital | 5,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 857,000 | USD | evidence → |
| Interest expense | 118,000 | USD | evidence → |
| Net interest income | 739,000 | USD | evidence → |
| Noninterest income | 55,000 | USD | evidence → |
| Noninterest expense | 1,165,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | -423,000 | USD | evidence → |
| Income tax | -148,000 | USD | evidence → |
| Net income | -275,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,116,000 | USD | evidence → |
| Total capital | 5,257,000 | USD | evidence → |
| Risk-weighted assets | 27,614,000 | USD | evidence → |