Call reports 2022
ENVISION BANK — 2022
What ENVISION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 769,391,000 | 774,355,000 | 831,747,000 |
| Total loans | 608,646,000 | 673,956,000 | 725,180,000 |
| Allowance for loan losses | 6,357,000 | 6,602,000 | 6,922,000 |
| Securities available for sale | 48,836,000 | 47,142,000 | 44,187,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 631,091,000 | 649,122,000 | 625,346,000 |
| Interest-bearing deposits | 484,659,000 | 497,275,000 | 488,363,000 |
| Noninterest-bearing deposits | 146,432,000 | 151,847,000 | 136,983,000 |
| Equity capital | 80,489,000 | 81,027,000 | 83,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 5,729,000 | 12,183,000 | 19,662,000 |
| Interest expense | 462,000 | 902,000 | 1,851,000 |
| Net interest income | 5,267,000 | 11,281,000 | 17,811,000 |
| Noninterest income | 2,192,000 | 4,016,000 | 5,671,000 |
| Noninterest expense | 8,673,000 | 16,143,000 | 22,974,000 |
| Provision for loan losses | 71,000 | 340,000 | 661,000 |
| Pretax income | -1,285,000 | -1,186,000 | -153,000 |
| Income tax | -1,074,000 | -1,234,000 | -698,000 |
| Net income | -211,000 | 48,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 82,471,000 | 83,941,000 | 87,946,000 |
| Total capital | 89,621,000 | 91,308,000 | 95,498,000 |
| Risk-weighted assets | 580,289,000 | 596,716,000 | 620,333,000 |