Call reports 2021
ENVISION BANK — 2021
What ENVISION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 737,901,000 | 744,121,000 | 751,052,000 | 802,743,000 |
| Total loans | 591,723,000 | 621,460,000 | 646,452,000 | 595,676,000 |
| Allowance for loan losses | 6,563,000 | 6,523,000 | 6,432,000 | 6,289,000 |
| Securities available for sale | 54,148,000 | 50,212,000 | 51,725,000 | 51,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,338,000 | 583,697,000 | 576,555,000 | 643,936,000 |
| Interest-bearing deposits | 443,560,000 | 449,083,000 | 441,251,000 | 494,610,000 |
| Noninterest-bearing deposits | 128,778,000 | 134,614,000 | 135,304,000 | 149,326,000 |
| Equity capital | 89,647,000 | 91,703,000 | 95,153,000 | 93,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,761,000 | 11,503,000 | 17,955,000 | 24,112,000 |
| Interest expense | 670,000 | 1,211,000 | 1,690,000 | 2,153,000 |
| Net interest income | 5,091,000 | 10,292,000 | 16,265,000 | 21,959,000 |
| Noninterest income | 12,424,000 | 19,240,000 | 27,390,000 | 31,924,000 |
| Noninterest expense | 11,956,000 | 22,546,000 | 32,357,000 | 41,597,000 |
| Provision for loan losses | -213,000 | -240,000 | -330,000 | -438,000 |
| Pretax income | 5,772,000 | 7,226,000 | 11,628,000 | 12,724,000 |
| Income tax | 1,663,000 | 1,512,000 | 2,755,000 | 3,075,000 |
| Net income | 4,109,000 | 5,714,000 | 8,873,000 | 9,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,524,000 | 91,481,000 | 95,049,000 | 93,288,000 |
| Total capital | 96,654,000 | 98,744,000 | 102,152,000 | 100,180,000 |
| Risk-weighted assets | 570,426,000 | 588,014,000 | 608,254,000 | 574,452,000 |