Call reports 2019
ENVISION BANK — 2019
What ENVISION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 614,869,000 | 652,957,000 | 641,763,000 | 631,256,000 |
| Total loans | 527,313,000 | 558,809,000 | 555,744,000 | 536,203,000 |
| Allowance for loan losses | 4,282,000 | 4,154,000 | 4,153,000 | 4,280,000 |
| Securities available for sale | 50,189,000 | 48,851,000 | 47,188,000 | 57,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,045,000 | 449,455,000 | 500,868,000 | 503,190,000 |
| Interest-bearing deposits | 378,628,000 | 378,275,000 | 427,779,000 | 437,491,000 |
| Noninterest-bearing deposits | 74,417,000 | 71,180,000 | 73,089,000 | 65,699,000 |
| Equity capital | 67,816,000 | 70,385,000 | 72,056,000 | 72,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,016,000 | 12,470,000 | 19,012,000 | 25,231,000 |
| Interest expense | 1,638,000 | 3,602,000 | 5,570,000 | 7,398,000 |
| Net interest income | 4,378,000 | 8,868,000 | 13,442,000 | 17,833,000 |
| Noninterest income | 3,413,000 | 9,273,000 | 15,571,000 | 21,647,000 |
| Noninterest expense | 7,888,000 | 16,756,000 | 26,483,000 | 35,991,000 |
| Provision for loan losses | 0 | -144,000 | -144,000 | 0 |
| Pretax income | -97,000 | 1,529,000 | 2,674,000 | 3,505,000 |
| Income tax | -37,000 | 82,000 | 95,000 | 115,000 |
| Net income | -60,000 | 1,447,000 | 2,579,000 | 3,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,036,000 | 69,965,000 | 71,300,000 | 72,372,000 |
| Total capital | 72,321,000 | 74,125,000 | 75,461,000 | 76,652,000 |
| Risk-weighted assets | 462,805,000 | 485,286,000 | 493,242,000 | 457,962,000 |