Call reports 2018
ENVISION BANK — 2018
What ENVISION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 533,539,000 | 566,282,000 | 590,232,000 | 615,040,000 |
| Total loans | 433,243,000 | 468,106,000 | 496,949,000 | 526,757,000 |
| Allowance for loan losses | 3,844,000 | 3,742,000 | 3,890,000 | 4,437,000 |
| Securities available for sale | 59,621,000 | 56,554,000 | 54,404,000 | 50,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,356,000 | 433,080,000 | 437,523,000 | 447,862,000 |
| Interest-bearing deposits | 336,572,000 | 360,366,000 | 362,274,000 | 375,124,000 |
| Noninterest-bearing deposits | 69,784,000 | 72,714,000 | 75,249,000 | 72,738,000 |
| Equity capital | 67,252,000 | 66,329,000 | 66,083,000 | 66,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,727,000 | 9,766,000 | 15,234,000 | 21,283,000 |
| Interest expense | 745,000 | 1,750,000 | 2,959,000 | 4,588,000 |
| Net interest income | 3,982,000 | 8,016,000 | 12,275,000 | 16,695,000 |
| Noninterest income | 2,344,000 | 5,092,000 | 8,300,000 | 13,695,000 |
| Noninterest expense | 6,965,000 | 14,828,000 | 22,260,000 | 31,672,000 |
| Provision for loan losses | 95,000 | 5,000 | 183,000 | 762,000 |
| Pretax income | -685,000 | -1,676,000 | -1,819,000 | -2,055,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 31,000 |
| Net income | -689,000 | -1,685,000 | -1,833,000 | -2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,430,000 | 68,692,000 | 68,489,000 | 68,080,000 |
| Total capital | 73,274,000 | 72,434,000 | 72,379,000 | 72,517,000 |
| Risk-weighted assets | 368,111,000 | 396,234,000 | 422,960,000 | 451,045,000 |