Call reports 2017
ENVISION BANK — 2017
What ENVISION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 482,761,000 | 508,289,000 | 506,555,000 | 532,157,000 |
| Total loans | 376,322,000 | 400,586,000 | 402,862,000 | 429,500,000 |
| Allowance for loan losses | 3,437,000 | 3,557,000 | 3,545,000 | 3,737,000 |
| Securities available for sale | 67,440,000 | 67,144,000 | 65,142,000 | 61,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,408,000 | 379,764,000 | 370,075,000 | 377,150,000 |
| Interest-bearing deposits | 299,537,000 | 300,571,000 | 300,317,000 | 305,661,000 |
| Noninterest-bearing deposits | 73,871,000 | 79,193,000 | 69,758,000 | 71,489,000 |
| Equity capital | 69,960,000 | 70,405,000 | 70,354,000 | 68,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,884,000 | 8,059,000 | 12,448,000 | 16,940,000 |
| Interest expense | 400,000 | 885,000 | 1,458,000 | 2,110,000 |
| Net interest income | 3,484,000 | 7,174,000 | 10,990,000 | 14,830,000 |
| Noninterest income | 3,410,000 | 6,844,000 | 10,415,000 | 12,962,000 |
| Noninterest expense | 7,127,000 | 14,492,000 | 21,652,000 | 29,683,000 |
| Provision for loan losses | 235,000 | 335,000 | 335,000 | 540,000 |
| Pretax income | -468,000 | -809,000 | -582,000 | -2,431,000 |
| Income tax | -23,000 | -277,000 | -148,000 | -444,000 |
| Net income | -445,000 | -532,000 | -434,000 | -1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,716,000 | 69,617,000 | 71,290,000 | 69,875,000 |
| Total capital | 73,153,000 | 73,174,000 | 74,835,000 | 73,612,000 |
| Risk-weighted assets | 307,754,000 | 335,010,000 | 326,978,000 | 361,063,000 |