Call reports 2011
ENVISION BANK — 2011
What ENVISION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 377,873,000 | 376,109,000 | 382,068,000 | 382,821,000 |
| Total loans | 194,158,000 | 190,388,000 | 190,385,000 | 186,173,000 |
| Allowance for loan losses | 3,955,000 | 3,942,000 | 3,881,000 | 3,761,000 |
| Securities available for sale | 139,341,000 | 142,504,000 | 153,829,000 | 154,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,045,000 | 320,931,000 | 324,472,000 | 324,905,000 |
| Interest-bearing deposits | 295,497,000 | 292,206,000 | 293,736,000 | 293,818,000 |
| Noninterest-bearing deposits | 28,548,000 | 28,725,000 | 30,736,000 | 31,087,000 |
| Equity capital | 33,845,000 | 35,172,000 | 37,984,000 | 37,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,758,000 | 7,634,000 | 11,406,000 | 15,077,000 |
| Interest expense | 800,000 | 1,565,000 | 2,319,000 | 3,033,000 |
| Net interest income | 2,958,000 | 6,069,000 | 9,087,000 | 12,044,000 |
| Noninterest income | 786,000 | 1,528,000 | 2,336,000 | 3,619,000 |
| Noninterest expense | 3,596,000 | 7,167,000 | 10,628,000 | 14,279,000 |
| Provision for loan losses | 25,000 | 25,000 | 75,000 | 775,000 |
| Pretax income | 123,000 | 411,000 | 722,000 | 638,000 |
| Income tax | -22,000 | 10,000 | 47,000 | -50,000 |
| Net income | 145,000 | 401,000 | 675,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,221,000 | 34,309,000 | 34,538,000 | 34,498,000 |
| Total capital | 36,847,000 | 36,845,000 | 37,131,000 | 37,154,000 |
| Risk-weighted assets | 208,822,000 | 201,482,000 | 206,211,000 | 201,602,000 |