Call reports 2004
ENVISION BANK — 2004
What ENVISION BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 334,686,000 | 341,562,000 | 345,213,000 | 359,038,000 |
| Total loans | 187,568,000 | 200,392,000 | 206,683,000 | 221,428,000 |
| Allowance for loan losses | 1,689,000 | 1,758,000 | 1,844,000 | 1,872,000 |
| Securities available for sale | 115,395,000 | 112,065,000 | 107,359,000 | 100,193,000 |
| Securities held to maturity | 2,895,000 | 3,219,000 | 4,438,000 | 5,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,311,000 | 300,469,000 | 299,850,000 | 304,323,000 |
| Interest-bearing deposits | 271,049,000 | 277,300,000 | 277,860,000 | 281,406,000 |
| Noninterest-bearing deposits | 22,262,000 | 23,169,000 | 21,990,000 | 22,917,000 |
| Equity capital | 31,009,000 | 29,722,000 | 31,354,000 | 31,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,876,000 | 7,769,000 | 11,772,000 | 15,901,000 |
| Interest expense | 1,040,000 | 2,071,000 | 3,140,000 | 4,252,000 |
| Net interest income | 2,836,000 | 5,698,000 | 8,632,000 | 11,649,000 |
| Noninterest income | 428,000 | 897,000 | 1,424,000 | 2,046,000 |
| Noninterest expense | 2,369,000 | 4,829,000 | 7,256,000 | 9,841,000 |
| Provision for loan losses | 95,000 | 164,000 | 251,000 | 282,000 |
| Pretax income | 844,000 | 1,646,000 | 2,672,000 | 3,701,000 |
| Income tax | 265,000 | 516,000 | 820,000 | 1,146,000 |
| Net income | 579,000 | 1,130,000 | 1,852,000 | 2,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,182,000 | 30,641,000 | 31,402,000 | 32,134,000 |
| Total capital | 31,871,000 | 32,399,000 | 33,246,000 | 34,006,000 |
| Risk-weighted assets | 200,032,000 | 193,948,000 | 197,982,000 | 208,395,000 |
Machine access — free, no API key
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