Call reports 2001
ENVISION BANK — 2001
What ENVISION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 258,636,000 | 266,343,000 | 275,030,000 | 278,822,000 |
| Total loans | 138,990,000 | 159,347,000 | 163,471,000 | 167,817,000 |
| Allowance for loan losses | 1,025,000 | 1,069,000 | 1,146,000 | 1,217,000 |
| Securities available for sale | 95,047,000 | 80,576,000 | 84,032,000 | 88,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,570,000 | 242,191,000 | 248,711,000 | 252,397,000 |
| Interest-bearing deposits | 220,654,000 | 226,398,000 | 232,630,000 | 236,580,000 |
| Noninterest-bearing deposits | 13,916,000 | 15,793,000 | 16,081,000 | 15,817,000 |
| Equity capital | 22,301,000 | 22,624,000 | 24,317,000 | 24,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,438,000 | 12,768,000 | 17,057,000 |
| Interest expense | 2,095,000 | 4,230,000 | 6,319,000 | 8,242,000 |
| Net interest income | 2,067,000 | 4,208,000 | 6,449,000 | 8,815,000 |
| Noninterest income | 352,000 | 739,000 | 1,109,000 | 1,657,000 |
| Noninterest expense | 1,786,000 | 3,639,000 | 5,431,000 | 7,395,000 |
| Provision for loan losses | 54,000 | 108,000 | 183,000 | 258,000 |
| Pretax income | 616,000 | 1,275,000 | 2,019,000 | 2,992,000 |
| Income tax | 175,000 | 365,000 | 589,000 | 888,000 |
| Net income | 441,000 | 910,000 | 1,430,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,044,000 | 22,474,000 | 22,961,000 | 23,822,000 |
| Total capital | 23,069,000 | 23,543,000 | 24,107,000 | 25,039,000 |
| Risk-weighted assets | 145,894,000 | 154,947,000 | 156,274,000 | 157,206,000 |