Call reports 2025
GREENFIELD SAVINGS BANK — 2025
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,295,247,000 | 1,327,457,000 | 1,423,013,000 | 1,469,308,000 |
| Total loans | 1,007,435,000 | 1,057,690,000 | 1,124,741,000 | 1,187,478,000 |
| Allowance for loan losses | 8,179,000 | 8,336,000 | 8,567,000 | 9,179,000 |
| Securities available for sale | 189,447,000 | 206,811,000 | 208,264,000 | 199,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,125,528,000 | 1,145,075,000 | 1,173,798,000 | 1,137,418,000 |
| Interest-bearing deposits | 972,123,000 | 992,799,000 | 1,029,600,000 | 990,823,000 |
| Noninterest-bearing deposits | 153,405,000 | 152,276,000 | 144,198,000 | 146,595,000 |
| Equity capital | 125,948,000 | 128,015,000 | 133,973,000 | 137,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,866,000 | 28,650,000 | 44,612,000 | 61,636,000 |
| Interest expense | 5,253,000 | 10,823,000 | 17,091,000 | 23,858,000 |
| Net interest income | 8,613,000 | 17,827,000 | 27,521,000 | 37,778,000 |
| Noninterest income | 1,843,000 | 4,336,000 | 6,542,000 | 8,608,000 |
| Noninterest expense | 8,574,000 | 17,384,000 | 26,552,000 | 36,217,000 |
| Provision for loan losses | 175,000 | 350,000 | 608,000 | 1,283,000 |
| Pretax income | 1,710,000 | 4,360,000 | 6,743,000 | 8,188,000 |
| Income tax | 364,000 | 1,018,000 | 1,592,000 | 1,341,000 |
| Net income | 1,346,000 | 3,342,000 | 5,151,000 | 6,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,211,000 | 144,208,000 | 146,016,000 | 147,714,000 |
| Total capital | 150,590,000 | 152,799,000 | 154,938,000 | 157,278,000 |
| Risk-weighted assets | 797,230,000 | 838,592,000 | 897,956,000 | 946,275,000 |