Call reports 2024
GREENFIELD SAVINGS BANK — 2024
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,156,839,000 | 1,172,653,000 | 1,193,277,000 | 1,234,998,000 |
| Total loans | 903,164,000 | 921,489,000 | 956,667,000 | 987,554,000 |
| Allowance for loan losses | 7,831,000 | 7,883,000 | 7,946,000 | 8,017,000 |
| Securities available for sale | 190,001,000 | 184,689,000 | 179,717,000 | 170,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,012,341,000 | 1,039,118,000 | 1,024,322,000 | 1,029,324,000 |
| Interest-bearing deposits | 867,836,000 | 900,032,000 | 868,412,000 | 880,032,000 |
| Noninterest-bearing deposits | 144,505,000 | 139,086,000 | 155,910,000 | 149,292,000 |
| Equity capital | 119,671,000 | 119,454,000 | 125,314,000 | 122,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,865,000 | 24,113,000 | 37,072,000 | 50,445,000 |
| Interest expense | 4,551,000 | 9,553,000 | 14,809,000 | 19,950,000 |
| Net interest income | 7,314,000 | 14,560,000 | 22,263,000 | 30,495,000 |
| Noninterest income | 1,856,000 | 3,948,000 | 5,947,000 | 7,876,000 |
| Noninterest expense | 8,273,000 | 16,686,000 | 25,165,000 | 34,054,000 |
| Provision for loan losses | 90,000 | 150,000 | 225,000 | 309,000 |
| Pretax income | 836,000 | 1,636,000 | 2,885,000 | 4,024,000 |
| Income tax | 66,000 | 86,000 | 151,000 | 635,000 |
| Net income | 770,000 | 1,550,000 | 2,734,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,247,000 | 139,028,000 | 140,211,000 | 140,866,000 |
| Total capital | 146,077,000 | 146,985,000 | 148,291,000 | 149,068,000 |
| Risk-weighted assets | 709,337,000 | 719,030,000 | 745,865,000 | 770,792,000 |