Call reports 2023
GREENFIELD SAVINGS BANK — 2023
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,110,945,000 | 1,114,081,000 | 1,138,632,000 | 1,157,002,000 |
| Total loans | 801,724,000 | 817,323,000 | 855,323,000 | 885,843,000 |
| Allowance for loan losses | 7,692,000 | 7,728,000 | 7,770,000 | 7,757,000 |
| Securities available for sale | 210,348,000 | 205,868,000 | 191,027,000 | 196,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 981,122,000 | 984,025,000 | 1,015,486,000 | 1,006,658,000 |
| Interest-bearing deposits | 827,058,000 | 831,919,000 | 858,796,000 | 858,469,000 |
| Noninterest-bearing deposits | 154,064,000 | 152,106,000 | 156,690,000 | 148,189,000 |
| Equity capital | 114,909,000 | 115,095,000 | 107,612,000 | 121,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,329,000 | 20,931,000 | 32,007,000 | 43,625,000 |
| Interest expense | 2,239,000 | 5,302,000 | 8,756,000 | 12,844,000 |
| Net interest income | 8,090,000 | 15,629,000 | 23,251,000 | 30,781,000 |
| Noninterest income | 1,805,000 | 4,138,000 | 5,922,000 | 7,708,000 |
| Noninterest expense | 7,742,000 | 15,692,000 | 23,478,000 | 31,400,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,124,000 | 3,985,000 | 5,539,000 | 6,967,000 |
| Income tax | 339,000 | 536,000 | 736,000 | 816,000 |
| Net income | 1,785,000 | 3,449,000 | 4,803,000 | 6,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,109,000 | 134,774,000 | 136,128,000 | 137,477,000 |
| Total capital | 140,801,000 | 142,502,000 | 143,897,000 | 145,234,000 |
| Risk-weighted assets | 645,117,000 | 653,817,000 | 678,323,000 | 699,059,000 |