Call reports 2022
GREENFIELD SAVINGS BANK — 2022
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,094,647,000 | 1,045,828,000 | 1,100,981,000 | 1,078,877,000 |
| Total loans | 749,912,000 | 763,993,000 | 780,718,000 | 802,462,000 |
| Allowance for loan losses | 7,502,000 | 7,562,000 | 7,638,000 | 7,672,000 |
| Securities available for sale | 206,040,000 | 213,642,000 | 207,167,000 | 210,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,551,000 | 919,198,000 | 981,895,000 | 954,213,000 |
| Interest-bearing deposits | 796,346,000 | 763,183,000 | 821,400,000 | 797,663,000 |
| Noninterest-bearing deposits | 167,205,000 | 156,015,000 | 160,495,000 | 156,550,000 |
| Equity capital | 114,157,000 | 108,940,000 | 101,565,000 | 109,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,306,000 | 17,044,000 | 26,521,000 | 36,592,000 |
| Interest expense | 429,000 | 866,000 | 1,471,000 | 2,396,000 |
| Net interest income | 7,877,000 | 16,178,000 | 25,050,000 | 34,196,000 |
| Noninterest income | 1,834,000 | 3,801,000 | 5,695,000 | 7,500,000 |
| Noninterest expense | 7,138,000 | 14,595,000 | 22,118,000 | 30,780,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,493,000 | 5,203,000 | 8,375,000 | 10,579,000 |
| Income tax | 495,000 | 1,034,000 | 1,684,000 | 2,064,000 |
| Net income | 1,998,000 | 4,169,000 | 6,691,000 | 8,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,808,000 | 126,978,000 | 129,500,000 | 131,325,000 |
| Total capital | 132,295,000 | 134,540,000 | 137,138,000 | 138,997,000 |
| Risk-weighted assets | 598,997,000 | 616,837,000 | 637,437,000 | 653,499,000 |