Call reports 2021
GREENFIELD SAVINGS BANK — 2021
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,049,795,000 | 1,081,718,000 | 1,123,194,000 | 1,094,979,000 |
| Total loans | 763,923,000 | 767,398,000 | 751,410,000 | 749,243,000 |
| Allowance for loan losses | 7,264,000 | 7,337,000 | 7,390,000 | 7,432,000 |
| Securities available for sale | 116,110,000 | 124,179,000 | 126,776,000 | 161,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 908,215,000 | 938,590,000 | 982,377,000 | 955,969,000 |
| Interest-bearing deposits | 751,441,000 | 777,224,000 | 812,843,000 | 779,760,000 |
| Noninterest-bearing deposits | 156,774,000 | 161,366,000 | 169,534,000 | 176,209,000 |
| Equity capital | 115,690,000 | 117,899,000 | 119,636,000 | 123,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,525,000 | 16,699,000 | 25,725,000 | 34,282,000 |
| Interest expense | 715,000 | 1,297,000 | 1,813,000 | 2,280,000 |
| Net interest income | 7,810,000 | 15,402,000 | 23,912,000 | 32,002,000 |
| Noninterest income | 1,791,000 | 3,724,000 | 5,712,000 | 7,897,000 |
| Noninterest expense | 6,483,000 | 13,560,000 | 20,675,000 | 28,623,000 |
| Provision for loan losses | 375,000 | 450,000 | 525,000 | 600,000 |
| Pretax income | 2,758,000 | 5,132,000 | 8,448,000 | 10,697,000 |
| Income tax | 566,000 | 1,048,000 | 1,793,000 | 2,194,000 |
| Net income | 2,192,000 | 4,084,000 | 6,655,000 | 8,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,500,000 | 118,392,000 | 120,963,000 | 122,811,000 |
| Total capital | 123,577,000 | 125,268,000 | 127,930,000 | 129,943,000 |
| Risk-weighted assets | 566,042,000 | 549,587,000 | 556,976,000 | 570,254,000 |