Call reports 2020
GREENFIELD SAVINGS BANK — 2020
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 898,144,000 | 978,889,000 | 994,372,000 | 1,009,607,000 |
| Total loans | 731,753,000 | 779,147,000 | 778,432,000 | 750,488,000 |
| Allowance for loan losses | 5,637,000 | 6,008,000 | 6,561,000 | 6,910,000 |
| Securities available for sale | 90,634,000 | 98,916,000 | 100,960,000 | 105,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 742,882,000 | 821,618,000 | 840,929,000 | 860,115,000 |
| Interest-bearing deposits | 657,613,000 | 696,130,000 | 713,352,000 | 729,424,000 |
| Noninterest-bearing deposits | 85,269,000 | 125,488,000 | 127,577,000 | 130,691,000 |
| Equity capital | 107,760,000 | 110,874,000 | 113,335,000 | 114,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,585,000 | 17,141,000 | 25,815,000 | 34,449,000 |
| Interest expense | 1,674,000 | 3,196,000 | 4,400,000 | 5,278,000 |
| Net interest income | 6,911,000 | 13,945,000 | 21,415,000 | 29,171,000 |
| Noninterest income | 1,620,000 | 3,373,000 | 5,682,000 | 8,108,000 |
| Noninterest expense | 6,588,000 | 12,411,000 | 18,934,000 | 26,104,000 |
| Provision for loan losses | 75,000 | 450,000 | 825,000 | 1,200,000 |
| Pretax income | 1,783,000 | 4,423,000 | 7,343,000 | 9,980,000 |
| Income tax | 321,000 | 878,000 | 1,516,000 | 2,079,000 |
| Net income | 1,462,000 | 3,545,000 | 5,827,000 | 7,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,868,000 | 109,950,000 | 112,233,000 | 114,307,000 |
| Total capital | 113,505,000 | 115,958,000 | 118,794,000 | 121,184,000 |
| Risk-weighted assets | 555,256,000 | 561,303,000 | 560,887,000 | 550,155,000 |