Call reports 2019
GREENFIELD SAVINGS BANK — 2019
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 860,148,000 | 872,524,000 | 874,454,000 | 869,479,000 |
| Total loans | 706,719,000 | 719,298,000 | 728,245,000 | 728,858,000 |
| Allowance for loan losses | 5,366,000 | 5,534,000 | 5,561,000 | 5,569,000 |
| Securities available for sale | 91,260,000 | 90,447,000 | 89,654,000 | 88,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 720,018,000 | 726,989,000 | 725,500,000 | 728,338,000 |
| Interest-bearing deposits | 653,610,000 | 653,900,000 | 645,546,000 | 648,754,000 |
| Noninterest-bearing deposits | 66,408,000 | 73,089,000 | 79,954,000 | 79,584,000 |
| Equity capital | 100,080,000 | 102,836,000 | 105,441,000 | 105,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,462,000 | 16,996,000 | 25,752,000 | 34,386,000 |
| Interest expense | 1,738,000 | 3,481,000 | 5,315,000 | 7,052,000 |
| Net interest income | 6,724,000 | 13,515,000 | 20,437,000 | 27,334,000 |
| Noninterest income | 1,568,000 | 3,298,000 | 5,149,000 | 6,970,000 |
| Noninterest expense | 6,050,000 | 12,282,000 | 18,551,000 | 24,940,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,167,000 | 4,381,000 | 6,810,000 | 9,099,000 |
| Income tax | 433,000 | 880,000 | 1,386,000 | 1,857,000 |
| Net income | 1,734,000 | 3,501,000 | 5,424,000 | 7,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,907,000 | 102,673,000 | 104,596,000 | 106,321,000 |
| Total capital | 106,273,000 | 108,207,000 | 110,157,000 | 111,890,000 |
| Risk-weighted assets | 526,545,000 | 538,997,000 | 547,889,000 | 549,096,000 |