Call reports 2018
GREENFIELD SAVINGS BANK — 2018
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 832,000,000 | 834,249,000 | 841,032,000 | 856,280,000 |
| Total loans | 678,885,000 | 690,500,000 | 698,359,000 | 708,483,000 |
| Allowance for loan losses | 5,375,000 | 5,410,000 | 5,495,000 | 5,556,000 |
| Securities available for sale | 95,205,000 | 91,113,000 | 90,983,000 | 95,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 686,433,000 | 688,027,000 | 701,753,000 | 710,201,000 |
| Interest-bearing deposits | 619,479,000 | 617,085,000 | 630,873,000 | 638,191,000 |
| Noninterest-bearing deposits | 66,954,000 | 70,942,000 | 70,880,000 | 72,010,000 |
| Equity capital | 91,403,000 | 93,231,000 | 94,583,000 | 97,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,818,000 | 15,801,000 | 24,049,000 | 32,449,000 |
| Interest expense | 1,207,000 | 2,527,000 | 3,950,000 | 5,480,000 |
| Net interest income | 6,611,000 | 13,274,000 | 20,099,000 | 26,969,000 |
| Noninterest income | 1,448,000 | 3,155,000 | 4,652,000 | 6,256,000 |
| Noninterest expense | 5,752,000 | 11,482,000 | 17,268,000 | 23,279,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,232,000 | 4,773,000 | 7,234,000 | 9,622,000 |
| Income tax | 446,000 | 959,000 | 1,484,000 | 1,950,000 |
| Net income | 1,786,000 | 3,814,000 | 5,750,000 | 7,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,281,000 | 95,315,000 | 97,250,000 | 98,913,000 |
| Total capital | 98,656,000 | 100,725,000 | 102,745,000 | 104,469,000 |
| Risk-weighted assets | 517,920,000 | 519,830,000 | 517,416,000 | 529,430,000 |