Call reports 2017
GREENFIELD SAVINGS BANK — 2017
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 795,540,000 | 819,316,000 | 823,879,000 | 825,318,000 |
| Total loans | 639,569,000 | 653,520,000 | 664,806,000 | 672,795,000 |
| Allowance for loan losses | 5,136,000 | 5,181,000 | 5,241,000 | 5,305,000 |
| Securities available for sale | 100,795,000 | 101,778,000 | 98,732,000 | 96,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,360,000 | 658,061,000 | 642,121,000 | 669,200,000 |
| Interest-bearing deposits | 551,857,000 | 592,727,000 | 580,518,000 | 604,394,000 |
| Noninterest-bearing deposits | 61,503,000 | 65,334,000 | 61,603,000 | 64,806,000 |
| Equity capital | 87,070,000 | 89,267,000 | 91,193,000 | 90,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,237,000 | 14,721,000 | 22,415,000 | 30,316,000 |
| Interest expense | 1,076,000 | 2,168,000 | 3,225,000 | 4,280,000 |
| Net interest income | 6,161,000 | 12,553,000 | 19,190,000 | 26,036,000 |
| Noninterest income | 1,339,000 | 2,808,000 | 4,349,000 | 5,857,000 |
| Noninterest expense | 5,512,000 | 11,141,000 | 16,780,000 | 22,457,000 |
| Provision for loan losses | 75,000 | 151,000 | 225,000 | 300,000 |
| Pretax income | 1,913,000 | 4,069,000 | 6,589,000 | 9,198,000 |
| Income tax | 512,000 | 1,118,000 | 1,843,000 | 4,382,000 |
| Net income | 1,401,000 | 2,951,000 | 4,746,000 | 4,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,027,000 | 89,578,000 | 91,373,000 | 91,132,000 |
| Total capital | 93,163,000 | 94,759,000 | 96,614,000 | 96,437,000 |
| Risk-weighted assets | 499,021,000 | 506,350,000 | 513,913,000 | 515,677,000 |