Call reports 2016
GREENFIELD SAVINGS BANK — 2016
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 750,616,000 | 761,506,000 | 769,475,000 | 779,013,000 |
| Total loans | 588,655,000 | 596,470,000 | 602,343,000 | 616,776,000 |
| Allowance for loan losses | 5,078,000 | 5,141,000 | 5,093,000 | 5,049,000 |
| Securities available for sale | 107,103,000 | 105,592,000 | 106,173,000 | 102,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,421,000 | 561,158,000 | 574,949,000 | 578,087,000 |
| Interest-bearing deposits | 493,682,000 | 499,682,000 | 510,764,000 | 512,355,000 |
| Noninterest-bearing deposits | 58,739,000 | 61,476,000 | 64,185,000 | 65,732,000 |
| Equity capital | 83,612,000 | 85,574,000 | 86,284,000 | 85,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,828,000 | 13,837,000 | 20,900,000 | 27,982,000 |
| Interest expense | 1,137,000 | 2,284,000 | 3,398,000 | 4,498,000 |
| Net interest income | 5,691,000 | 11,553,000 | 17,502,000 | 23,484,000 |
| Noninterest income | 1,387,000 | 2,796,000 | 4,127,000 | 5,582,000 |
| Noninterest expense | 5,407,000 | 10,804,000 | 16,181,000 | 21,662,000 |
| Provision for loan losses | 25,000 | 100,000 | 175,000 | 300,000 |
| Pretax income | 1,646,000 | 3,445,000 | 5,273,000 | 7,104,000 |
| Income tax | 407,000 | 879,000 | 1,364,000 | 1,850,000 |
| Net income | 1,239,000 | 2,566,000 | 3,909,000 | 5,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,046,000 | 83,939,000 | 85,281,000 | 86,626,000 |
| Total capital | 88,124,000 | 89,080,000 | 90,374,000 | 91,675,000 |
| Risk-weighted assets | 458,073,000 | 465,843,000 | 468,051,000 | 480,366,000 |