Call reports 2015
GREENFIELD SAVINGS BANK — 2015
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 703,475,000 | 718,471,000 | 733,227,000 | 739,413,000 |
| Total loans | 537,707,000 | 552,230,000 | 565,192,000 | 575,592,000 |
| Allowance for loan losses | 5,823,000 | 5,581,000 | 5,432,000 | 5,029,000 |
| Securities available for sale | 107,941,000 | 107,103,000 | 108,190,000 | 105,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,534,000 | 529,106,000 | 526,423,000 | 562,369,000 |
| Interest-bearing deposits | 496,989,000 | 509,912,000 | 509,069,000 | 545,176,000 |
| Noninterest-bearing deposits | 16,545,000 | 19,194,000 | 17,354,000 | 17,193,000 |
| Equity capital | 77,368,000 | 78,582,000 | 80,233,000 | 81,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,326,000 | 12,822,000 | 19,511,000 | 26,313,000 |
| Interest expense | 1,071,000 | 2,120,000 | 3,127,000 | 4,273,000 |
| Net interest income | 5,255,000 | 10,702,000 | 16,384,000 | 22,040,000 |
| Noninterest income | 1,277,000 | 2,677,000 | 4,051,000 | 5,373,000 |
| Noninterest expense | 5,102,000 | 10,538,000 | 16,026,000 | 21,621,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 1,436,000 | 2,853,000 | 4,393,000 | 5,789,000 |
| Income tax | 391,000 | -39,000 | 339,000 | 661,000 |
| Net income | 1,045,000 | 2,892,000 | 4,054,000 | 5,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,431,000 | 79,270,000 | 80,432,000 | 81,800,000 |
| Total capital | 82,912,000 | 84,851,000 | 85,864,000 | 86,829,000 |
| Risk-weighted assets | 437,999,000 | 455,239,000 | 451,550,000 | 450,878,000 |