Call reports 2013
GREENFIELD SAVINGS BANK — 2013
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 646,976,000 | 645,382,000 | 661,642,000 | 667,304,000 |
| Total loans | 474,560,000 | 480,265,000 | 499,226,000 | 503,593,000 |
| Allowance for loan losses | 5,750,000 | 5,969,000 | 6,072,000 | 6,051,000 |
| Securities available for sale | 116,375,000 | 108,921,000 | 108,164,000 | 109,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,610,000 | 468,656,000 | 481,634,000 | 488,916,000 |
| Interest-bearing deposits | 451,919,000 | 453,662,000 | 467,308,000 | 473,378,000 |
| Noninterest-bearing deposits | 15,691,000 | 14,994,000 | 14,326,000 | 15,538,000 |
| Equity capital | 71,874,000 | 70,869,000 | 71,505,000 | 73,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,895,000 | 11,873,000 | 17,837,000 | 23,877,000 |
| Interest expense | 1,425,000 | 2,820,000 | 4,209,000 | 5,510,000 |
| Net interest income | 4,470,000 | 9,053,000 | 13,628,000 | 18,367,000 |
| Noninterest income | 1,397,000 | 2,687,000 | 4,077,000 | 5,577,000 |
| Noninterest expense | 5,021,000 | 10,069,000 | 14,880,000 | 19,866,000 |
| Provision for loan losses | 225,000 | 450,000 | 575,000 | 650,000 |
| Pretax income | 621,000 | 1,490,000 | 2,586,000 | 3,764,000 |
| Income tax | 51,000 | 181,000 | 388,000 | 650,000 |
| Net income | 570,000 | 1,309,000 | 2,198,000 | 3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,955,000 | 67,936,000 | 68,839,000 | 69,759,000 |
| Total capital | 71,795,000 | 72,820,000 | 73,857,000 | 74,899,000 |
| Risk-weighted assets | 386,312,000 | 389,622,000 | 400,417,000 | 410,310,000 |