Call reports 2012
GREENFIELD SAVINGS BANK — 2012
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 647,491,000 | 644,343,000 | 646,778,000 | 645,299,000 |
| Total loans | 435,439,000 | 458,003,000 | 471,872,000 | 472,118,000 |
| Allowance for loan losses | 5,174,000 | 5,451,000 | 5,651,000 | 5,685,000 |
| Securities available for sale | 149,682,000 | 132,335,000 | 122,591,000 | 116,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,531,000 | 460,504,000 | 468,798,000 | 468,404,000 |
| Interest-bearing deposits | 449,816,000 | 444,572,000 | 454,187,000 | 451,906,000 |
| Noninterest-bearing deposits | 16,715,000 | 15,932,000 | 14,611,000 | 16,498,000 |
| Equity capital | 68,908,000 | 69,632,000 | 70,581,000 | 71,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,232,000 | 12,486,000 | 18,566,000 | 24,538,000 |
| Interest expense | 1,808,000 | 3,550,000 | 5,207,000 | 6,732,000 |
| Net interest income | 4,424,000 | 8,936,000 | 13,359,000 | 17,806,000 |
| Noninterest income | 1,338,000 | 2,759,000 | 4,209,000 | 5,992,000 |
| Noninterest expense | 4,809,000 | 9,826,000 | 14,626,000 | 19,812,000 |
| Provision for loan losses | 225,000 | 550,000 | 775,000 | 1,200,000 |
| Pretax income | 810,000 | 1,719,000 | 2,551,000 | 3,193,000 |
| Income tax | 116,000 | 258,000 | 372,000 | 427,000 |
| Net income | 694,000 | 1,461,000 | 2,179,000 | 2,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,602,000 | 64,597,000 | 66,449,000 | 66,167,000 |
| Total capital | 68,252,000 | 69,412,000 | 71,219,000 | 70,967,000 |
| Risk-weighted assets | 367,282,000 | 377,765,000 | 380,710,000 | 383,101,000 |