Call reports 2011
GREENFIELD SAVINGS BANK — 2011
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 618,964,000 | 624,882,000 | 628,040,000 | 640,519,000 |
| Total loans | 410,753,000 | 414,832,000 | 419,206,000 | 423,028,000 |
| Allowance for loan losses | 4,590,000 | 4,722,000 | 4,730,000 | 5,035,000 |
| Securities available for sale | 154,070,000 | 158,492,000 | 159,468,000 | 150,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,290,000 | 438,593,000 | 442,636,000 | 458,180,000 |
| Interest-bearing deposits | 428,065,000 | 426,452,000 | 429,465,000 | 441,991,000 |
| Noninterest-bearing deposits | 13,225,000 | 12,141,000 | 13,171,000 | 16,189,000 |
| Equity capital | 64,765,000 | 66,636,000 | 68,372,000 | 68,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,504,000 | 12,980,000 | 19,514,000 | 26,084,000 |
| Interest expense | 2,080,000 | 4,122,000 | 6,077,000 | 7,948,000 |
| Net interest income | 4,424,000 | 8,858,000 | 13,437,000 | 18,136,000 |
| Noninterest income | 1,188,000 | 2,400,000 | 3,794,000 | 5,159,000 |
| Noninterest expense | 4,598,000 | 9,089,000 | 13,700,000 | 18,414,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 900,000 |
| Pretax income | 1,008,000 | 2,015,000 | 3,279,000 | 4,561,000 |
| Income tax | 188,000 | 375,000 | 654,000 | 912,000 |
| Net income | 820,000 | 1,640,000 | 2,625,000 | 3,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,337,000 | 62,357,000 | 62,855,000 | 63,670,000 |
| Total capital | 65,753,000 | 66,869,000 | 67,333,000 | 68,227,000 |
| Risk-weighted assets | 353,143,000 | 360,721,000 | 357,969,000 | 359,034,000 |