Call reports 2010
GREENFIELD SAVINGS BANK — 2010
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 620,789,000 | 626,898,000 | 627,095,000 | 624,634,000 |
| Total loans | 384,959,000 | 400,598,000 | 410,015,000 | 409,515,000 |
| Allowance for loan losses | 5,166,000 | 5,464,000 | 5,139,000 | 4,318,000 |
| Securities available for sale | 179,725,000 | 177,556,000 | 167,873,000 | 164,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,313,000 | 449,740,000 | 447,343,000 | 442,590,000 |
| Interest-bearing deposits | 436,958,000 | 438,172,000 | 434,361,000 | 429,781,000 |
| Noninterest-bearing deposits | 11,355,000 | 11,568,000 | 12,982,000 | 12,809,000 |
| Equity capital | 60,121,000 | 63,034,000 | 64,638,000 | 64,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,717,000 | 13,372,000 | 20,200,000 | 27,027,000 |
| Interest expense | 2,699,000 | 5,201,000 | 7,497,000 | 9,717,000 |
| Net interest income | 4,018,000 | 8,171,000 | 12,703,000 | 17,310,000 |
| Noninterest income | 1,121,000 | 2,456,000 | 3,832,000 | 5,389,000 |
| Noninterest expense | 4,580,000 | 9,118,000 | 13,510,000 | 18,139,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 0 |
| Pretax income | 568,000 | 1,493,000 | 2,941,000 | 5,430,000 |
| Income tax | 67,000 | 138,000 | 441,000 | 1,232,000 |
| Net income | 501,000 | 1,355,000 | 2,500,000 | 4,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,122,000 | 55,185,000 | 57,506,000 | 60,009,000 |
| Total capital | 58,350,000 | 59,525,000 | 61,935,000 | 64,369,000 |
| Risk-weighted assets | 337,289,000 | 346,106,000 | 351,303,000 | 355,404,000 |