Call reports 2009
GREENFIELD SAVINGS BANK — 2009
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 615,899,000 | 608,377,000 | 619,810,000 | 616,228,000 |
| Total loans | 398,557,000 | 393,726,000 | 386,383,000 | 386,038,000 |
| Allowance for loan losses | 3,338,000 | 3,679,000 | 4,253,000 | 4,877,000 |
| Securities available for sale | 161,380,000 | 173,365,000 | 178,931,000 | 187,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,171,000 | 433,879,000 | 437,768,000 | 438,017,000 |
| Interest-bearing deposits | 419,861,000 | 422,717,000 | 426,582,000 | 425,778,000 |
| Noninterest-bearing deposits | 11,310,000 | 11,162,000 | 11,186,000 | 12,239,000 |
| Equity capital | 57,335,000 | 58,184,000 | 61,124,000 | 60,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,405,000 | 14,658,000 | 21,752,000 | 28,657,000 |
| Interest expense | 3,373,000 | 6,619,000 | 9,577,000 | 12,391,000 |
| Net interest income | 4,032,000 | 8,039,000 | 12,175,000 | 16,266,000 |
| Noninterest income | 1,173,000 | 2,663,000 | 4,096,000 | 5,450,000 |
| Noninterest expense | 3,980,000 | 8,349,000 | 12,258,000 | 16,302,000 |
| Provision for loan losses | 450,000 | 1,000,000 | 1,600,000 | 2,250,000 |
| Pretax income | 775,000 | 1,447,000 | 2,526,000 | 3,314,000 |
| Income tax | 110,000 | 178,000 | 378,000 | 482,000 |
| Net income | 665,000 | 1,269,000 | 2,148,000 | 2,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,363,000 | 55,580,000 | 56,391,000 | 55,840,000 |
| Total capital | 57,701,000 | 59,259,000 | 60,644,000 | 60,136,000 |
| Risk-weighted assets | 337,566,000 | 334,469,000 | 346,240,000 | 343,068,000 |