Call reports 2007
GREENFIELD SAVINGS BANK — 2007
What GREENFIELD SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 533,186,000 | 543,475,000 | 549,278,000 | 552,436,000 |
| Total loans | 362,047,000 | 368,842,000 | 381,596,000 | 382,103,000 |
| Allowance for loan losses | 2,164,000 | 2,147,000 | 2,200,000 | 2,270,000 |
| Securities available for sale | 133,522,000 | 134,157,000 | 122,280,000 | 123,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,952,000 | 379,445,000 | 373,193,000 | 363,033,000 |
| Interest-bearing deposits | 369,033,000 | 367,201,000 | 361,093,000 | 337,010,000 |
| Noninterest-bearing deposits | 11,919,000 | 12,244,000 | 12,100,000 | 26,023,000 |
| Equity capital | 54,065,000 | 53,640,000 | 55,101,000 | 56,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,836,000 | 13,791,000 | 20,997,000 | 28,323,000 |
| Interest expense | 3,635,000 | 7,403,000 | 11,292,000 | 15,240,000 |
| Net interest income | 3,201,000 | 6,388,000 | 9,705,000 | 13,083,000 |
| Noninterest income | 831,000 | 1,790,000 | 2,649,000 | 3,614,000 |
| Noninterest expense | 3,772,000 | 7,300,000 | 10,602,000 | 14,274,000 |
| Provision for loan losses | 69,000 | 138,000 | 207,000 | 276,000 |
| Pretax income | 191,000 | 740,000 | 1,488,000 | 2,073,000 |
| Income tax | 44,000 | 170,000 | 342,000 | 220,000 |
| Net income | 147,000 | 570,000 | 1,146,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,776,000 | 54,191,000 | 54,726,000 | 55,218,000 |
| Total capital | 55,940,000 | 56,338,000 | 56,926,000 | 57,488,000 |
| Risk-weighted assets | 319,466,000 | 321,482,000 | 326,442,000 | 326,377,000 |