Call reports 2025
HOLCOMB BANK — 2025
What HOLCOMB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 299,759,000 | 299,042,000 | 299,605,000 | 311,595,000 |
| Total loans | 219,145,000 | 220,272,000 | 226,091,000 | 231,517,000 |
| Allowance for loan losses | 2,764,000 | 2,791,000 | 3,001,000 | 2,961,000 |
| Securities available for sale | 60,041,000 | 58,961,000 | 57,935,000 | 58,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,393,000 | 244,246,000 | 238,774,000 | 238,121,000 |
| Interest-bearing deposits | 189,315,000 | 189,091,000 | 187,112,000 | 182,269,000 |
| Noninterest-bearing deposits | 54,078,000 | 55,155,000 | 51,662,000 | 55,852,000 |
| Equity capital | 19,687,000 | 19,969,000 | 20,906,000 | 21,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,748,000 | 7,595,000 | 11,719,000 | 15,817,000 |
| Interest expense | 1,358,000 | 2,665,000 | 3,977,000 | 5,315,000 |
| Net interest income | 2,390,000 | 4,930,000 | 7,742,000 | 10,502,000 |
| Noninterest income | 297,000 | 611,000 | 931,000 | 1,299,000 |
| Noninterest expense | 1,858,000 | 3,706,000 | 5,809,000 | 7,802,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 824,000 | 1,834,000 | 2,850,000 | 3,989,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 55,000 |
| Net income | 815,000 | 1,816,000 | 2,823,000 | 3,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,943,000 | 27,425,000 | 26,937,000 | 27,008,000 |
| Total capital | 29,756,000 | 30,200,000 | 29,922,000 | 29,953,000 |
| Risk-weighted assets | 233,973,000 | 236,477,000 | 241,496,000 | 245,187,000 |