Call reports 2024
HOLCOMB BANK — 2024
What HOLCOMB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 321,806,000 | 309,657,000 | 307,049,000 | 297,874,000 |
| Total loans | 213,301,000 | 213,711,000 | 215,210,000 | 215,852,000 |
| Allowance for loan losses | 2,568,000 | 2,606,000 | 2,716,000 | 2,736,000 |
| Securities available for sale | 79,440,000 | 78,945,000 | 70,373,000 | 61,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,739,000 | 236,518,000 | 231,489,000 | 238,404,000 |
| Interest-bearing deposits | 193,019,000 | 183,890,000 | 180,409,000 | 183,492,000 |
| Noninterest-bearing deposits | 55,720,000 | 52,628,000 | 51,080,000 | 54,912,000 |
| Equity capital | 18,221,000 | 18,139,000 | 20,277,000 | 18,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,771,000 | 7,550,000 | 11,355,000 | 15,099,000 |
| Interest expense | 1,692,000 | 3,316,000 | 4,935,000 | 6,342,000 |
| Net interest income | 2,079,000 | 4,234,000 | 6,420,000 | 8,757,000 |
| Noninterest income | 329,000 | 681,000 | 900,000 | 1,185,000 |
| Noninterest expense | 1,793,000 | 3,576,000 | 5,354,000 | 7,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 618,000 | 1,334,000 | 1,964,000 | 2,780,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 33,000 |
| Net income | 609,000 | 1,316,000 | 1,937,000 | 2,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,267,000 | 26,093,000 | 26,603,000 | 26,335,000 |
| Total capital | 28,868,000 | 28,748,000 | 29,368,000 | 29,120,000 |
| Risk-weighted assets | 232,367,000 | 232,896,000 | 229,642,000 | 228,870,000 |