Call reports 2023
HOLCOMB BANK — 2023
What HOLCOMB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 312,247,000 | 305,720,000 | 308,261,000 | 314,686,000 |
| Total loans | 222,295,000 | 220,320,000 | 217,827,000 | 213,351,000 |
| Allowance for loan losses | 2,318,000 | 2,461,000 | 2,491,000 | 2,537,000 |
| Securities available for sale | 69,757,000 | 68,596,000 | 66,394,000 | 66,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,216,000 | 239,003,000 | 242,421,000 | 247,039,000 |
| Interest-bearing deposits | 188,765,000 | 186,156,000 | 191,923,000 | 190,584,000 |
| Noninterest-bearing deposits | 55,451,000 | 52,846,000 | 50,499,000 | 56,455,000 |
| Equity capital | 18,063,000 | 17,196,000 | 15,984,000 | 18,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,704,000 | 10,173,000 | 13,779,000 |
| Interest expense | 1,090,000 | 2,321,000 | 3,756,000 | 5,305,000 |
| Net interest income | 2,215,000 | 4,383,000 | 6,417,000 | 8,474,000 |
| Noninterest income | 278,000 | 626,000 | 999,000 | 1,328,000 |
| Noninterest expense | 1,788,000 | 3,558,000 | 5,230,000 | 6,972,000 |
| Provision for loan losses | -175,000 | -175,000 | -175,000 | -175,000 |
| Pretax income | 890,000 | 1,642,000 | 2,382,000 | 3,044,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 43,000 |
| Net income | 881,000 | 1,624,000 | 2,355,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,551,000 | 26,138,000 | 26,580,000 | 25,969,000 |
| Total capital | 28,918,000 | 28,648,000 | 29,120,000 | 28,555,000 |
| Risk-weighted assets | 236,714,000 | 236,049,000 | 237,319,000 | 234,129,000 |