Call reports 2022
HOLCOMB BANK — 2022
What HOLCOMB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 258,930,000 | 278,595,000 | 301,288,000 | 317,162,000 |
| Total loans | 162,267,000 | 180,503,000 | 205,377,000 | 216,460,000 |
| Allowance for loan losses | 1,531,000 | 1,529,000 | 2,036,000 | 2,185,000 |
| Securities available for sale | 79,402,000 | 73,372,000 | 71,249,000 | 71,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,320,000 | 239,183,000 | 262,387,000 | 262,405,000 |
| Interest-bearing deposits | 162,542,000 | 186,377,000 | 205,607,000 | 201,545,000 |
| Noninterest-bearing deposits | 57,777,000 | 52,807,000 | 56,780,000 | 60,860,000 |
| Equity capital | 21,004,000 | 16,694,000 | 15,963,000 | 16,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,298,000 | 4,705,000 | 7,524,000 | 10,702,000 |
| Interest expense | 149,000 | 342,000 | 846,000 | 1,678,000 |
| Net interest income | 2,149,000 | 4,363,000 | 6,678,000 | 9,024,000 |
| Noninterest income | 488,000 | 812,000 | 1,158,000 | 1,428,000 |
| Noninterest expense | 1,727,000 | 3,407,000 | 5,129,000 | 6,945,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 340,000 |
| Pretax income | 872,000 | 1,695,000 | 2,605,000 | 3,161,000 |
| Income tax | 6,000 | 13,000 | 23,000 | 51,000 |
| Net income | 866,000 | 1,682,000 | 2,582,000 | 3,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,833,000 | 25,360,000 | 25,847,000 | 25,890,000 |
| Total capital | 26,364,000 | 26,889,000 | 27,883,000 | 28,075,000 |
| Risk-weighted assets | 192,396,000 | 208,688,000 | 231,200,000 | 236,869,000 |