Call reports 2021
HOLCOMB BANK — 2021
What HOLCOMB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 253,879,000 | 251,227,000 | 255,939,000 | 266,507,000 |
| Total loans | 157,727,000 | 159,849,000 | 157,239,000 | 156,685,000 |
| Allowance for loan losses | 2,011,000 | 2,055,000 | 2,083,000 | 1,357,000 |
| Securities available for sale | 58,956,000 | 66,147,000 | 67,201,000 | 72,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,223,000 | 206,931,000 | 210,536,000 | 223,465,000 |
| Interest-bearing deposits | 155,706,000 | 156,813,000 | 157,358,000 | 164,420,000 |
| Noninterest-bearing deposits | 52,517,000 | 50,118,000 | 53,178,000 | 59,045,000 |
| Equity capital | 24,993,000 | 26,663,000 | 27,607,000 | 25,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,382,000 | 6,703,000 | 9,035,000 |
| Interest expense | 221,000 | 411,000 | 588,000 | 745,000 |
| Net interest income | 1,896,000 | 3,971,000 | 6,115,000 | 8,290,000 |
| Noninterest income | 576,000 | 1,103,000 | 1,622,000 | 2,017,000 |
| Noninterest expense | 1,619,000 | 3,187,000 | 4,822,000 | 6,482,000 |
| Provision for loan losses | 300,000 | 424,000 | 547,000 | 683,000 |
| Pretax income | 614,000 | 1,523,000 | 2,456,000 | 3,109,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 608,000 | 1,511,000 | 2,438,000 | 3,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,850,000 | 25,440,000 | 26,250,000 | 24,496,000 |
| Total capital | 26,861,000 | 27,495,000 | 28,333,000 | 25,853,000 |
| Risk-weighted assets | 164,527,000 | 173,053,000 | 178,162,000 | 183,508,000 |