Call reports 2020
HOLCOMB BANK — 2020
What HOLCOMB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 191,724,000 | 221,483,000 | 238,929,000 | 241,597,000 |
| Total loans | 142,334,000 | 162,616,000 | 160,832,000 | 159,762,000 |
| Allowance for loan losses | 1,489,000 | 1,920,000 | 2,163,000 | 1,704,000 |
| Securities available for sale | 31,209,000 | 33,402,000 | 62,052,000 | 60,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,187,000 | 185,411,000 | 193,110,000 | 194,707,000 |
| Interest-bearing deposits | 136,395,000 | 147,814,000 | 151,014,000 | 148,421,000 |
| Noninterest-bearing deposits | 34,792,000 | 37,596,000 | 42,096,000 | 46,287,000 |
| Equity capital | 19,792,000 | 21,264,000 | 26,099,000 | 26,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,408,000 | 6,611,000 | 8,802,000 |
| Interest expense | 336,000 | 631,000 | 920,000 | 1,177,000 |
| Net interest income | 1,653,000 | 3,777,000 | 5,691,000 | 7,625,000 |
| Noninterest income | 379,000 | 1,022,000 | 1,771,000 | 2,395,000 |
| Noninterest expense | 1,458,000 | 2,992,000 | 4,635,000 | 6,223,000 |
| Provision for loan losses | 152,000 | 625,000 | 829,000 | 1,708,000 |
| Pretax income | 408,000 | 1,172,000 | 1,988,000 | 2,084,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 402,000 | 1,160,000 | 1,970,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,855,000 | 20,033,000 | 24,745,000 | 24,400,000 |
| Total capital | 21,344,000 | 21,953,000 | 26,816,000 | 26,104,000 |
| Risk-weighted assets | 152,822,000 | 157,753,000 | 165,565,000 | 167,937,000 |