Call reports 2019
HOLCOMB BANK — 2019
What HOLCOMB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 185,211,000 | 189,175,000 | 187,766,000 | 191,693,000 |
| Total loans | 138,307,000 | 140,610,000 | 141,819,000 | 136,814,000 |
| Allowance for loan losses | 1,184,000 | 1,292,000 | 1,450,000 | 1,450,000 |
| Securities available for sale | 28,143,000 | 28,365,000 | 28,135,000 | 30,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,567,000 | 168,659,000 | 166,939,000 | 170,615,000 |
| Interest-bearing deposits | 134,511,000 | 134,993,000 | 133,168,000 | 134,107,000 |
| Noninterest-bearing deposits | 31,057,000 | 33,666,000 | 33,771,000 | 36,509,000 |
| Equity capital | 18,670,000 | 19,561,000 | 19,901,000 | 20,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,970,000 | 4,099,000 | 6,166,000 | 8,146,000 |
| Interest expense | 384,000 | 813,000 | 1,236,000 | 1,613,000 |
| Net interest income | 1,586,000 | 3,286,000 | 4,930,000 | 6,533,000 |
| Noninterest income | 186,000 | 490,000 | 696,000 | 1,060,000 |
| Noninterest expense | 1,503,000 | 2,984,000 | 4,458,000 | 5,953,000 |
| Provision for loan losses | 27,000 | 81,000 | 213,000 | 456,000 |
| Pretax income | 251,000 | 719,000 | 997,000 | 1,227,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 4,000 |
| Net income | 245,000 | 707,000 | 979,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,805,000 | 19,217,000 | 19,436,000 | 19,588,000 |
| Total capital | 19,989,000 | 20,509,000 | 20,886,000 | 21,038,000 |
| Risk-weighted assets | 146,862,000 | 149,560,000 | 150,094,000 | 145,242,000 |