Call reports 2018
HOLCOMB BANK — 2018
What HOLCOMB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,610,000 | 176,449,000 | 178,708,000 | 185,535,000 |
| Total loans | 124,573,000 | 135,589,000 | 139,494,000 | 135,743,000 |
| Allowance for loan losses | 1,275,000 | 1,351,000 | 1,401,000 | 1,166,000 |
| Securities available for sale | 28,813,000 | 25,321,000 | 24,406,000 | 25,821,000 |
| Securities held to maturity | 430,000 | 430,000 | 430,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,809,000 | 151,726,000 | 154,180,000 | 166,326,000 |
| Interest-bearing deposits | 121,022,000 | 121,106,000 | 122,646,000 | 129,510,000 |
| Noninterest-bearing deposits | 28,787,000 | 30,620,000 | 31,534,000 | 36,816,000 |
| Equity capital | 16,978,000 | 17,347,000 | 17,600,000 | 18,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,648,000 | 5,621,000 | 7,595,000 |
| Interest expense | 202,000 | 443,000 | 706,000 | 1,070,000 |
| Net interest income | 1,580,000 | 3,205,000 | 4,915,000 | 6,525,000 |
| Noninterest income | 205,000 | 703,000 | 984,000 | 1,255,000 |
| Noninterest expense | 1,659,000 | 3,211,000 | 4,698,000 | 6,112,000 |
| Provision for loan losses | 421,000 | 515,000 | 573,000 | 573,000 |
| Pretax income | -295,000 | 194,000 | 640,000 | 1,107,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | -301,000 | 182,000 | 622,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,455,000 | 17,886,000 | 18,274,000 | 18,670,000 |
| Total capital | 18,741,000 | 19,252,000 | 19,686,000 | 19,842,000 |
| Risk-weighted assets | 129,368,000 | 137,009,000 | 141,242,000 | 138,044,000 |