Call reports 2017
HOLCOMB BANK — 2017
What HOLCOMB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 173,906,000 | 172,757,000 | 173,658,000 | 173,972,000 |
| Total loans | 124,565,000 | 129,751,000 | 126,374,000 | 123,767,000 |
| Allowance for loan losses | 1,288,000 | 1,306,000 | 1,040,000 | 1,038,000 |
| Securities available for sale | 29,649,000 | 32,709,000 | 33,291,000 | 33,336,000 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,632,000 | 153,898,000 | 155,010,000 | 155,153,000 |
| Interest-bearing deposits | 125,522,000 | 125,619,000 | 126,596,000 | 121,022,000 |
| Noninterest-bearing deposits | 30,110,000 | 28,279,000 | 28,414,000 | 34,131,000 |
| Equity capital | 17,234,000 | 17,864,000 | 17,831,000 | 17,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,721,000 | 5,616,000 | 7,459,000 |
| Interest expense | 197,000 | 396,000 | 598,000 | 791,000 |
| Net interest income | 1,640,000 | 3,325,000 | 5,018,000 | 6,668,000 |
| Noninterest income | 147,000 | 391,000 | 339,000 | 567,000 |
| Noninterest expense | 1,412,000 | 2,961,000 | 4,543,000 | 6,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 375,000 | 760,000 | 819,000 | 1,213,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 4,000 |
| Net income | 369,000 | 748,000 | 801,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,117,000 | 17,432,000 | 17,458,000 | 17,806,000 |
| Total capital | 18,405,000 | 18,746,000 | 18,507,000 | 18,855,000 |
| Risk-weighted assets | 136,565,000 | 132,391,000 | 130,179,000 | 123,460,000 |