Call reports 2016
HOLCOMB BANK — 2016
What HOLCOMB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,059,000 | 178,674,000 | 177,153,000 | 180,105,000 |
| Total loans | 138,990,000 | 139,577,000 | 141,833,000 | 132,559,000 |
| Allowance for loan losses | 2,467,000 | 2,451,000 | 2,394,000 | 1,460,000 |
| Securities available for sale | 28,328,000 | 26,397,000 | 25,310,000 | 25,723,000 |
| Securities held to maturity | 66,000 | 66,000 | 66,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,239,000 | 160,709,000 | 158,202,000 | 162,221,000 |
| Interest-bearing deposits | 131,812,000 | 131,726,000 | 129,357,000 | 129,086,000 |
| Noninterest-bearing deposits | 28,427,000 | 28,983,000 | 28,845,000 | 33,135,000 |
| Equity capital | 17,439,000 | 17,547,000 | 18,100,000 | 16,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,863,000 | 5,861,000 | 7,813,000 |
| Interest expense | 208,000 | 429,000 | 657,000 | 867,000 |
| Net interest income | 1,757,000 | 3,434,000 | 5,204,000 | 6,946,000 |
| Noninterest income | 214,000 | 378,000 | 764,000 | 1,107,000 |
| Noninterest expense | 1,343,000 | 2,848,000 | 4,370,000 | 6,477,000 |
| Provision for loan losses | 1,150,000 | 1,508,000 | 1,508,000 | 1,976,000 |
| Pretax income | -499,000 | -515,000 | 119,000 | -371,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 0 |
| Net income | -505,000 | -527,000 | 101,000 | -371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,712,000 | 16,690,000 | 17,279,000 | 16,791,000 |
| Total capital | 18,572,000 | 18,515,000 | 19,088,000 | 18,257,000 |
| Risk-weighted assets | 148,064,000 | 145,321,000 | 143,873,000 | 146,696,000 |