Call reports 2015
HOLCOMB BANK — 2015
What HOLCOMB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 183,134,000 | 180,680,000 | 178,790,000 | 179,904,000 |
| Total loans | 131,703,000 | 135,118,000 | 135,852,000 | 136,663,000 |
| Allowance for loan losses | 1,870,000 | 2,021,000 | 1,848,000 | 1,540,000 |
| Securities available for sale | 39,622,000 | 37,648,000 | 34,893,000 | 31,922,000 |
| Securities held to maturity | 98,000 | 98,000 | 97,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,638,000 | 162,538,000 | 158,209,000 | 161,530,000 |
| Interest-bearing deposits | 138,456,000 | 136,223,000 | 131,934,000 | 130,534,000 |
| Noninterest-bearing deposits | 27,182,000 | 26,315,000 | 26,275,000 | 30,996,000 |
| Equity capital | 17,114,000 | 17,276,000 | 17,912,000 | 17,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 3,997,000 | 6,008,000 | 8,023,000 |
| Interest expense | 247,000 | 483,000 | 715,000 | 936,000 |
| Net interest income | 1,714,000 | 3,514,000 | 5,293,000 | 7,087,000 |
| Noninterest income | 139,000 | 166,000 | 410,000 | 623,000 |
| Noninterest expense | 1,408,000 | 2,533,000 | 3,873,000 | 5,414,000 |
| Provision for loan losses | 180,000 | 360,000 | 360,000 | 795,000 |
| Pretax income | 265,000 | 787,000 | 1,489,000 | 1,523,000 |
| Income tax | 0 | 8,000 | 14,000 | 6,000 |
| Net income | 265,000 | 779,000 | 1,475,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,319,000 | 16,775,000 | 17,315,000 | 17,267,000 |
| Total capital | 18,147,000 | 18,490,000 | 19,100,000 | 18,807,000 |
| Risk-weighted assets | 146,234,000 | 136,914,000 | 142,711,000 | 142,860,000 |