Call reports 2014
HOLCOMB BANK — 2014
What HOLCOMB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 193,832,000 | 189,459,000 | 188,049,000 | 187,930,000 |
| Total loans | 123,722,000 | 126,718,000 | 132,283,000 | 131,900,000 |
| Allowance for loan losses | 2,249,000 | 1,962,000 | 1,735,000 | 1,880,000 |
| Securities available for sale | 53,085,000 | 49,602,000 | 45,850,000 | 40,752,000 |
| Securities held to maturity | 130,000 | 130,000 | 129,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,808,000 | 169,575,000 | 170,508,000 | 170,748,000 |
| Interest-bearing deposits | 150,954,000 | 145,389,000 | 146,118,000 | 141,670,000 |
| Noninterest-bearing deposits | 26,854,000 | 24,186,000 | 24,390,000 | 29,078,000 |
| Equity capital | 15,456,000 | 16,176,000 | 16,429,000 | 16,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,867,000 | 5,874,000 | 7,911,000 |
| Interest expense | 298,000 | 587,000 | 871,000 | 1,138,000 |
| Net interest income | 1,615,000 | 3,280,000 | 5,003,000 | 6,773,000 |
| Noninterest income | 133,000 | 306,000 | 492,000 | 747,000 |
| Noninterest expense | 1,251,000 | 2,505,000 | 3,833,000 | 5,203,000 |
| Provision for loan losses | 150,000 | 497,000 | 687,000 | 867,000 |
| Pretax income | 347,000 | 663,000 | 1,087,000 | 1,562,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 22,000 |
| Net income | 341,000 | 651,000 | 1,069,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,307,000 | 15,592,000 | 15,879,000 | 16,056,000 |
| Total capital | 17,043,000 | 17,314,000 | 17,587,000 | 17,747,000 |
| Risk-weighted assets | 138,381,000 | 137,447,000 | 136,034,000 | 134,510,000 |