Call reports 2013
HOLCOMB BANK — 2013
What HOLCOMB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 178,474,000 | 176,621,000 | 181,457,000 | 186,930,000 |
| Total loans | 107,406,000 | 114,835,000 | 118,838,000 | 121,285,000 |
| Allowance for loan losses | 1,762,000 | 1,667,000 | 1,137,000 | 2,132,000 |
| Securities available for sale | 47,180,000 | 43,709,000 | 44,821,000 | 49,040,000 |
| Securities held to maturity | 158,000 | 157,000 | 157,000 | 131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,997,000 | 160,740,000 | 165,588,000 | 171,651,000 |
| Interest-bearing deposits | 136,921,000 | 139,048,000 | 143,261,000 | 145,103,000 |
| Noninterest-bearing deposits | 25,076,000 | 21,692,000 | 22,327,000 | 26,548,000 |
| Equity capital | 15,770,000 | 15,232,000 | 15,264,000 | 14,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,555,000 | 5,385,000 | 7,272,000 |
| Interest expense | 273,000 | 559,000 | 859,000 | 1,157,000 |
| Net interest income | 1,497,000 | 2,996,000 | 4,526,000 | 6,115,000 |
| Noninterest income | 161,000 | 336,000 | 537,000 | 1,086,000 |
| Noninterest expense | 1,144,000 | 2,272,000 | 3,371,000 | 4,688,000 |
| Provision for loan losses | 150,000 | 300,000 | 550,000 | 1,859,000 |
| Pretax income | 364,000 | 760,000 | 1,142,000 | 654,000 |
| Income tax | 6,000 | 12,000 | 18,000 | -178,000 |
| Net income | 358,000 | 748,000 | 1,124,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,817,000 | 15,106,000 | 15,386,000 | 14,999,000 |
| Total capital | 16,351,000 | 16,705,000 | 16,523,000 | 16,709,000 |
| Risk-weighted assets | 122,498,000 | 127,845,000 | 133,194,000 | 136,376,000 |