Call reports 2012
HOLCOMB BANK — 2012
What HOLCOMB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,092,000 | 164,570,000 | 171,097,000 | 176,926,000 |
| Total loans | 101,580,000 | 103,907,000 | 104,527,000 | 105,927,000 |
| Allowance for loan losses | 2,001,000 | 2,113,000 | 1,578,000 | 1,640,000 |
| Securities available for sale | 40,659,000 | 41,592,000 | 40,435,000 | 42,636,000 |
| Securities held to maturity | 0 | 0 | 159,000 | 159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,685,000 | 148,878,000 | 154,819,000 | 160,686,000 |
| Interest-bearing deposits | 130,529,000 | 129,370,000 | 134,569,000 | 133,460,000 |
| Noninterest-bearing deposits | 20,156,000 | 19,508,000 | 20,250,000 | 27,226,000 |
| Equity capital | 14,603,000 | 14,943,000 | 15,557,000 | 15,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,616,000 | 5,451,000 | 7,317,000 |
| Interest expense | 355,000 | 696,000 | 1,020,000 | 1,305,000 |
| Net interest income | 1,473,000 | 2,920,000 | 4,431,000 | 6,012,000 |
| Noninterest income | 129,000 | 316,000 | 505,000 | 533,000 |
| Noninterest expense | 1,031,000 | 2,114,000 | 3,195,000 | 4,253,000 |
| Provision for loan losses | 260,000 | 410,000 | 560,000 | 710,000 |
| Pretax income | 311,000 | 712,000 | 1,181,000 | 1,582,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 16,000 |
| Net income | 305,000 | 700,000 | 1,163,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,645,000 | 13,941,000 | 14,298,000 | 14,560,000 |
| Total capital | 15,051,000 | 15,364,000 | 15,739,000 | 16,014,000 |
| Risk-weighted assets | 111,853,000 | 113,178,000 | 115,173,000 | 116,133,000 |