Call reports 2011
HOLCOMB BANK — 2011
What HOLCOMB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 148,755,000 | 149,031,000 | 156,687,000 | 163,894,000 |
| Total loans | 99,910,000 | 103,208,000 | 105,117,000 | 105,682,000 |
| Allowance for loan losses | 1,305,000 | 1,294,000 | 1,406,000 | 1,840,000 |
| Securities available for sale | 31,006,000 | 29,420,000 | 31,693,000 | 34,861,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,593,000 | 134,342,000 | 141,429,000 | 148,832,000 |
| Interest-bearing deposits | 117,260,000 | 118,238,000 | 124,768,000 | 127,035,000 |
| Noninterest-bearing deposits | 17,333,000 | 16,104,000 | 16,661,000 | 21,797,000 |
| Equity capital | 13,374,000 | 13,945,000 | 14,547,000 | 14,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,554,000 | 5,439,000 | 7,333,000 |
| Interest expense | 409,000 | 775,000 | 1,134,000 | 1,484,000 |
| Net interest income | 1,322,000 | 2,779,000 | 4,305,000 | 5,849,000 |
| Noninterest income | 139,000 | 298,000 | 487,000 | 596,000 |
| Noninterest expense | 1,001,000 | 2,044,000 | 3,141,000 | 4,117,000 |
| Provision for loan losses | 100,000 | 205,000 | 310,000 | 792,000 |
| Pretax income | 360,000 | 828,000 | 1,341,000 | 1,536,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 30,000 |
| Net income | 357,000 | 822,000 | 1,332,000 | 1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,857,000 | 13,221,000 | 13,612,000 | 13,440,000 |
| Total capital | 14,162,000 | 14,515,000 | 15,018,000 | 14,891,000 |
| Risk-weighted assets | 111,436,000 | 114,110,000 | 117,611,000 | 115,704,000 |