Call reports 2010
HOLCOMB BANK — 2010
What HOLCOMB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 145,393,000 | 144,356,000 | 148,283,000 | 156,180,000 |
| Total loans | 104,512,000 | 106,675,000 | 104,356,000 | 102,931,000 |
| Allowance for loan losses | 1,426,000 | 1,524,000 | 1,228,000 | 1,171,000 |
| Securities available for sale | 22,375,000 | 20,138,000 | 20,794,000 | 21,168,000 |
| Securities held to maturity | 216,000 | 316,000 | 216,000 | 216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,911,000 | 130,683,000 | 134,652,000 | 142,417,000 |
| Interest-bearing deposits | 116,913,000 | 115,263,000 | 119,957,000 | 123,990,000 |
| Noninterest-bearing deposits | 14,998,000 | 15,420,000 | 14,695,000 | 18,427,000 |
| Equity capital | 12,646,000 | 12,904,000 | 12,836,000 | 13,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,740,000 | 5,438,000 | 7,225,000 |
| Interest expense | 569,000 | 1,090,000 | 1,574,000 | 2,037,000 |
| Net interest income | 1,278,000 | 2,650,000 | 3,864,000 | 5,188,000 |
| Noninterest income | 167,000 | 334,000 | 517,000 | 709,000 |
| Noninterest expense | 1,029,000 | 2,087,000 | 3,097,000 | 4,068,000 |
| Provision for loan losses | 90,000 | 180,000 | 887,000 | 977,000 |
| Pretax income | 326,000 | 717,000 | 397,000 | 852,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 323,000 | 711,000 | 388,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,265,000 | 12,554,000 | 12,191,000 | 12,599,000 |
| Total capital | 13,691,000 | 14,003,000 | 13,419,000 | 13,770,000 |
| Risk-weighted assets | 114,788,000 | 115,821,000 | 114,725,000 | 115,651,000 |