Call reports 2009
HOLCOMB BANK — 2009
What HOLCOMB BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 134,394,000 | 137,371,000 | 141,810,000 | 147,389,000 |
| Total loans | 92,971,000 | 97,266,000 | 102,122,000 | 104,074,000 |
| Allowance for loan losses | 1,365,000 | 1,424,000 | 1,296,000 | 1,388,000 |
| Securities available for sale | 21,139,000 | 20,221,000 | 19,472,000 | 23,587,000 |
| Securities held to maturity | 100,000 | 100,000 | 0 | 216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,415,000 | 124,220,000 | 128,375,000 | 134,080,000 |
| Interest-bearing deposits | 106,210,000 | 110,332,000 | 114,120,000 | 115,953,000 |
| Noninterest-bearing deposits | 15,205,000 | 13,888,000 | 14,255,000 | 18,127,000 |
| Equity capital | 12,075,000 | 12,084,000 | 12,559,000 | 12,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,450,000 | 5,230,000 | 7,098,000 |
| Interest expense | 633,000 | 1,300,000 | 1,957,000 | 2,607,000 |
| Net interest income | 1,073,000 | 2,150,000 | 3,273,000 | 4,491,000 |
| Noninterest income | 214,000 | 509,000 | 732,000 | 672,000 |
| Noninterest expense | 958,000 | 1,938,000 | 2,913,000 | 3,924,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 260,000 |
| Pretax income | 269,000 | 601,000 | 912,000 | 979,000 |
| Income tax | 6,000 | 10,000 | 13,000 | 6,000 |
| Net income | 263,000 | 591,000 | 899,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,569,000 | 11,774,000 | 11,976,000 | 12,021,000 |
| Total capital | 12,870,000 | 13,138,000 | 13,272,000 | 13,409,000 |
| Risk-weighted assets | 103,987,000 | 109,069,000 | 113,265,000 | 115,136,000 |