Call reports 2006
HOLCOMB BANK — 2006
What HOLCOMB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 96,290,000 | 99,916,000 | 103,732,000 | 108,643,000 |
| Total loans | 68,262,000 | 69,143,000 | 74,772,000 | 72,167,000 |
| Allowance for loan losses | 1,266,000 | 1,280,000 | 1,309,000 | 1,271,000 |
| Securities available for sale | 1,483,000 | 1,479,000 | 1,484,000 | 1,489,000 |
| Securities held to maturity | 15,337,000 | 13,781,000 | 13,177,000 | 14,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,442,000 | 88,938,000 | 92,475,000 | 97,346,000 |
| Interest-bearing deposits | 71,962,000 | 74,418,000 | 78,241,000 | 79,096,000 |
| Noninterest-bearing deposits | 13,480,000 | 14,520,000 | 14,234,000 | 18,250,000 |
| Equity capital | 10,056,000 | 10,158,000 | 10,329,000 | 10,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,822,000 | 4,383,000 | 6,060,000 |
| Interest expense | 477,000 | 997,000 | 1,638,000 | 2,386,000 |
| Net interest income | 903,000 | 1,825,000 | 2,745,000 | 3,674,000 |
| Noninterest income | 139,000 | 243,000 | 410,000 | 561,000 |
| Noninterest expense | 793,000 | 1,551,000 | 2,308,000 | 3,095,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 219,000 | 457,000 | 757,000 | 1,020,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 10,000 |
| Net income | 216,000 | 451,000 | 748,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,053,000 | 10,160,000 | 10,324,000 | 10,361,000 |
| Total capital | 10,997,000 | 11,122,000 | 11,360,000 | 11,399,000 |
| Risk-weighted assets | 75,167,000 | 76,660,000 | 82,638,000 | 82,777,000 |