Call reports 2001
HOLCOMB BANK — 2001
What HOLCOMB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,731,000 | 85,488,000 | 85,291,000 | 91,743,000 |
| Total loans | 50,471,000 | 52,605,000 | 51,496,000 | 50,464,000 |
| Allowance for loan losses | 994,000 | 994,000 | 944,000 | 1,000,000 |
| Securities available for sale | 2,527,000 | 2,535,000 | 2,547,000 | 2,572,000 |
| Securities held to maturity | 12,907,000 | 13,200,000 | 14,563,000 | 18,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,945,000 | 76,627,000 | 76,347,000 | 82,964,000 |
| Interest-bearing deposits | 62,020,000 | 67,336,000 | 66,625,000 | 71,772,000 |
| Noninterest-bearing deposits | 8,925,000 | 9,291,000 | 9,722,000 | 11,192,000 |
| Equity capital | 7,918,000 | 8,038,000 | 8,148,000 | 7,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,862,000 | 4,281,000 | 5,705,000 |
| Interest expense | 760,000 | 1,528,000 | 2,277,000 | 2,965,000 |
| Net interest income | 659,000 | 1,334,000 | 2,004,000 | 2,740,000 |
| Noninterest income | 162,000 | 320,000 | 480,000 | 630,000 |
| Noninterest expense | 527,000 | 1,057,000 | 1,606,000 | 2,193,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 234,000 | 477,000 | 698,000 | 937,000 |
| Income tax | 74,000 | 143,000 | 197,000 | 267,000 |
| Net income | 160,000 | 334,000 | 501,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,895,000 | 8,034,000 | 8,112,000 | 7,779,000 |
| Total capital | 8,611,000 | 8,793,000 | 8,864,000 | 8,527,000 |
| Risk-weighted assets | 56,978,000 | 60,501,000 | 59,994,000 | 59,608,000 |