Call reports 2013
IDAHO BANKING COMPANY — 2013
What IDAHO BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,720,000 | 104,148,000 | 102,188,000 | 99,770,000 |
| Total loans | 71,571,000 | 68,141,000 | 64,274,000 | 62,218,000 |
| Allowance for loan losses | 4,591,000 | 4,582,000 | 4,106,000 | 4,119,000 |
| Securities available for sale | 2,559,000 | 3,622,000 | 6,927,000 | 6,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,585,000 | 100,447,000 | 98,382,000 | 95,919,000 |
| Interest-bearing deposits | 71,052,000 | 71,800,000 | 70,305,000 | 67,663,000 |
| Noninterest-bearing deposits | 28,533,000 | 28,647,000 | 28,077,000 | 28,256,000 |
| Equity capital | 3,402,000 | 3,223,000 | 3,344,000 | 3,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,858,000 | 2,720,000 | 3,551,000 |
| Interest expense | 133,000 | 248,000 | 355,000 | 455,000 |
| Net interest income | 825,000 | 1,610,000 | 2,365,000 | 3,096,000 |
| Noninterest income | 244,000 | 456,000 | 817,000 | 1,201,000 |
| Noninterest expense | 1,138,000 | 2,227,000 | 3,251,000 | 4,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -69,000 | -161,000 | -69,000 | 67,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -69,000 | -161,000 | -69,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,208,000 | 3,301,000 | 3,436,000 |
| Total capital | 4,539,000 | 4,339,000 | 4,367,000 | 4,453,000 |
| Risk-weighted assets | 89,532,000 | 86,994,000 | 82,259,000 | 78,248,000 |