Call reports 2012
IDAHO BANKING COMPANY — 2012
What IDAHO BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,202,000 | 114,075,000 | 114,116,000 | 105,821,000 |
| Total loans | 90,222,000 | 85,371,000 | 79,470,000 | 74,480,000 |
| Allowance for loan losses | 5,809,000 | 5,469,000 | 5,057,000 | 4,804,000 |
| Securities available for sale | 3,715,000 | 3,258,000 | 2,744,000 | 2,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,257,000 | 104,774,000 | 106,539,000 | 98,852,000 |
| Interest-bearing deposits | 83,452,000 | 75,730,000 | 76,214,000 | 70,062,000 |
| Noninterest-bearing deposits | 26,805,000 | 29,044,000 | 30,325,000 | 28,790,000 |
| Equity capital | 4,182,000 | 3,646,000 | 3,694,000 | 3,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,452,000 | 3,519,000 | 4,576,000 |
| Interest expense | 242,000 | 436,000 | 614,000 | 756,000 |
| Net interest income | 1,053,000 | 2,016,000 | 2,905,000 | 3,820,000 |
| Noninterest income | 276,000 | 448,000 | 754,000 | 361,000 |
| Noninterest expense | 1,272,000 | 2,945,000 | 4,091,000 | 4,694,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | -361,000 | -312,000 | -393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | -361,000 | -312,000 | -393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,136,000 | 3,600,000 | 3,653,000 | 3,448,000 |
| Total capital | 5,574,000 | 4,935,000 | 4,926,000 | 4,642,000 |
| Risk-weighted assets | 110,500,000 | 102,628,000 | 98,037,000 | 91,869,000 |