Call reports 2010
IDAHO BANKING COMPANY — 2010
What IDAHO BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,939,000 | 209,460,000 | 195,360,000 | 185,653,000 |
| Total loans | 168,745,000 | 157,286,000 | 147,868,000 | 132,045,000 |
| Allowance for loan losses | 9,728,000 | 10,008,000 | 10,055,000 | 9,474,000 |
| Securities available for sale | 27,381,000 | 26,454,000 | 29,869,000 | 26,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,338,000 | 180,825,000 | 163,620,000 | 161,599,000 |
| Interest-bearing deposits | 165,753,000 | 156,746,000 | 138,941,000 | 137,632,000 |
| Noninterest-bearing deposits | 23,585,000 | 24,079,000 | 24,679,000 | 23,967,000 |
| Equity capital | 15,400,000 | 12,054,000 | 11,587,000 | 9,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,736,000 | 5,258,000 | 7,664,000 | 9,865,000 |
| Interest expense | 970,000 | 1,873,000 | 2,682,000 | 3,383,000 |
| Net interest income | 1,766,000 | 3,385,000 | 4,982,000 | 6,482,000 |
| Noninterest income | -91,000 | -34,000 | 382,000 | 331,000 |
| Noninterest expense | 2,041,000 | 4,196,000 | 6,371,000 | 8,359,000 |
| Provision for loan losses | 2,650,000 | 5,850,000 | 6,350,000 | 8,200,000 |
| Pretax income | -2,669,000 | -6,054,000 | -6,535,000 | -8,750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,669,000 | -6,054,000 | -6,535,000 | -8,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,163,000 | 11,797,000 | 11,335,000 | 9,057,000 |
| Total capital | 17,602,000 | 14,131,000 | 13,595,000 | 11,107,000 |
| Risk-weighted assets | 187,736,000 | 178,943,000 | 172,947,000 | 156,525,000 |