Call reports 2009
IDAHO BANKING COMPANY — 2009
What IDAHO BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 233,078,000 | 232,836,000 | 239,171,000 | 228,389,000 |
| Total loans | 193,404,000 | 196,341,000 | 196,606,000 | 184,209,000 |
| Allowance for loan losses | 4,118,000 | 7,583,000 | 8,505,000 | 8,526,000 |
| Securities available for sale | 26,002,000 | 26,836,000 | 27,454,000 | 34,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,534,000 | 191,026,000 | 198,609,000 | 194,024,000 |
| Interest-bearing deposits | 158,299,000 | 164,131,000 | 170,255,000 | 167,560,000 |
| Noninterest-bearing deposits | 24,235,000 | 26,895,000 | 28,354,000 | 26,464,000 |
| Equity capital | 28,635,000 | 22,783,000 | 21,648,000 | 17,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,468,000 | 6,650,000 | 9,795,000 | 12,728,000 |
| Interest expense | 1,228,000 | 2,347,000 | 3,458,000 | 4,521,000 |
| Net interest income | 2,240,000 | 4,303,000 | 6,337,000 | 8,207,000 |
| Noninterest income | 473,000 | 679,000 | 1,019,000 | 1,180,000 |
| Noninterest expense | 2,142,000 | 4,224,000 | 6,330,000 | 7,909,000 |
| Provision for loan losses | 700,000 | 6,900,000 | 8,500,000 | 11,258,000 |
| Pretax income | -129,000 | -6,142,000 | -7,467,000 | -10,117,000 |
| Income tax | -69,000 | -348,000 | -348,000 | 1,064,000 |
| Net income | -60,000 | -5,794,000 | -7,119,000 | -11,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,041,000 | 23,126,000 | 21,620,000 | 17,813,000 |
| Total capital | 31,889,000 | 26,006,000 | 24,510,000 | 20,406,000 |
| Risk-weighted assets | 226,470,000 | 225,610,000 | 225,462,000 | 201,444,000 |