Call reports 2006
IDAHO BANKING COMPANY — 2006
What IDAHO BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 198,199,000 | 216,406,000 | 223,456,000 | 219,760,000 |
| Total loans | 149,149,000 | 161,058,000 | 172,623,000 | 171,188,000 |
| Allowance for loan losses | 2,087,000 | 2,258,000 | 2,413,000 | 2,419,000 |
| Securities available for sale | 20,560,000 | 19,264,000 | 16,234,000 | 14,989,000 |
| Securities held to maturity | 14,117,000 | 14,106,000 | 17,193,000 | 17,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,092,000 | 177,259,000 | 186,447,000 | 182,250,000 |
| Interest-bearing deposits | 126,079,000 | 146,102,000 | 150,991,000 | 148,347,000 |
| Noninterest-bearing deposits | 31,013,000 | 31,157,000 | 35,456,000 | 33,903,000 |
| Equity capital | 17,554,000 | 17,806,000 | 18,285,000 | 18,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,953,000 | 10,990,000 | 15,167,000 |
| Interest expense | 1,223,000 | 2,721,000 | 4,404,000 | 6,219,000 |
| Net interest income | 1,982,000 | 4,232,000 | 6,586,000 | 8,948,000 |
| Noninterest income | 379,000 | 721,000 | 1,089,000 | 1,450,000 |
| Noninterest expense | 1,810,000 | 3,651,000 | 5,557,000 | 7,508,000 |
| Provision for loan losses | 60,000 | 220,000 | 360,000 | 360,000 |
| Pretax income | 491,000 | 1,082,000 | 1,757,000 | 2,529,000 |
| Income tax | 164,000 | 368,000 | 599,000 | 864,000 |
| Net income | 327,000 | 714,000 | 1,158,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,760,000 | 18,081,000 | 18,450,000 | 18,872,000 |
| Total capital | 19,907,000 | 20,414,000 | 20,938,000 | 21,328,000 |
| Risk-weighted assets | 173,749,000 | 190,410,000 | 199,517,000 | 196,451,000 |